Digital Origination

Digital origination, where innovation meets banking

Gone are the days of lengthy sales cycles and cumbersome procedures. Digital Origination enables banks to digitally sell even the most complex products with simplicity and ease. Its modular, cloud-native architecture ensures flexibility, scalability, and future-proofing, making it the ultimate tool for modern banking.
Digital Origination is a game-changing solution designed to transform your bank’s sales and underwriting processes into a seamless, efficient, and customer-friendly experience.

Take the first step toward transforming your bank into a digital powerhouse today!

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The perfect synergy - digital origination and banking recommender

Digital Origination doesn't just collect data; it gathers invaluable insights from the very first customer interaction. This data fuels the Banking Recommender, allowing it to deliver highly personalized financial solutions tailored to each customer’s unique needs. By analyzing demographic details, behavioral patterns, and transaction histories captured during onboarding, the Recommender predicts key life moments and financial requirements with precision.

For example, if a newly onboarded customer shows a pattern of frequent travel, the system can proactively suggest premium credit card options with travel benefits. This level of personalization strengthens trust, enhances engagement, and sets your bank apart as a customer-centric institution.

Offer the right product at the right time, boost conversions and foster long-term customer loyalty.

Empower your sales teams

The data gathered through Digital Origination also empowers AI Sales Agents to function more effectively. These AI-driven agents can analyze customer profiles, past interactions, and preferences to craft tailored offers within seconds. They are available 24/7, ensuring that no sales opportunity is missed, even outside regular business hours.

AI Sales Agents provide human-like interactions, can adjust offers in real-time based on predefined parameters, and even apply additional discounts when needed. This not only reduces the workload for human sales teams but also accelerates the sales cycle, driving revenue growth while maintaining high levels of customer satisfaction.

Seamless banking, anytime, anywhere

Imagine a customer beginning their banking experience on their mobile phone during a morning commute. They explore loan options, save their preferences, and later in the day, seamlessly transition to their desktop to review more details. Finally, they visit a branch to finalize their application, where all their previous inputs are already synchronized. No interruptions, no re-entering data—just a smooth, frustration-free process.

At the heart of Digital Origination is channel synergy—a revolutionary approach that views every touchpoint as part of a single, unified system. This isn’t just about convenience; it’s about empowering your customers to interact with your bank on their terms, whenever and wherever they choose.

By integrating with tools such as the Customer Data Platform (CDP) and Digital Edge, the system ensures that every touch point is as one.

With Digital Origination, the future of customer-centric banking is here.

Testimonials

Goran Pavlovic
BI, Big Data Analyitcs Director @A1 Serbia
5 Star Rating

“As a long-time client and a partner of ThingSolvers, I’ve always been impressed by their practical solutions-driven spirit and mindset, combined with deep expertise in data analytics & data management.

 

What I truly believe sets them apart is their strong commitment to collaboration, paired with a no-nonsense approach—a combination that makes even the most challenging projects manageable.”

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Stefan Cvorovic,
Marketing Director
5 Star Rating

“Anticipating customer behavior and creating strong loyalty programs are no longer future, but the present of modern retail business. Experienced, dedicated, and extremely open-minded professionals from the Things Solver team helped us to dig deeper into our customer database. They developed a powerful tool which helps us to understand our customer’s behavior and provide them the best possible service.”

Oleg Ivanov
Digital Account Manager
5 Star Rating

Our online shop, www.gbs.rs, has been using the Solver AI Suite service from Things Solver for several years, and we are extremely satisfied with the results their AI search tool delivers. Thanks to this solution, our shop’s users can easily and quickly find products that the AI algorithm recommends based on personalization, as well as products that best suit their needs, significantly contributing to their satisfaction and making the shopping experience seamless.

 

We would also like to highlight the professionalism and kindness of the Things Solver team, who are always ready to collaborate and quickly adapt the tool to our specific needs. Every personalization and additional service has been implemented efficiently and within the agreed timelines, which is of great importance to us.

 

Golden Beauty Shop is an online shop where customers can find a wide range of decorative cosmetics from the Golden Rose brand, hair dyes from Elea, MM Beauty, and Miss Magic brands, as well as hair and hand care products from the Aroma brand. With the support of Things Solver, our team is able to deliver the top-notch customer experience our shoppers expect and deserve.

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Vladimir Ćuk
Head of Marketing
5 Star Rating

Things Solver has become an essential part of our operations at Gigatron, enabling us to make informed and faster decisions. Their advanced solutions for analyzing website visitor behavior, advanced segmentation, and customer profiling have significantly improved our operational processes, particularly in optimizing sales strategies.

 

Thanks to Things Solver, we have been able to identify key trends, personalize offers, and enhance team efficiency. Their team is highly professional and always ready to provide support, making collaboration with them straightforward and productive.

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Predrag Simic
COO MTEL DACH
5 Star Rating

“We began the cooperation with the Things solver team couple a of years ago, after thorough analysis with whom we want to make our business smart wise. As of then, we have expanded our cooperation in all three countries (Austria, Switzerland and Germany) and the first results have become visible in two months. Planning our sales and retention strategies become an interesting field to expand our strategies through Things Solver Suite.

 

Beginning with smooth onboarding from Things Solver sales guys, through sharing the context of our data with clever and thorough data analysts, I may say that we have become satisfied and much smarter Things Solver clients. Every day, in every respect, we are progressing more and more Together!”

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Sinisa Arsic
Director of Department for Data, analytics and intelligent automation of business processes
5 Star Rating

“Partnering with Things Solver has completely changed the game for us, turning us from a traditional Telecom into a data-powered company that really gets our customers and makes smarter business moves. With their AI skills and cloud data lake technical implementation support, we can try out new ideas fast in the hyperscaler environment and see results right away.

 

Working with Things Solver means we don’t just understand our customers better; we’re also ahead of the curve with best practices and fresh ideas – because they’ve always got our back with guidance and support, in a very easy-going atmosphere!”

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Aleksandar Popovic
CEO Super Kartica
5 Star Rating

“Working with Things Solver empowered us to start transforming our business from being a marketing platform to a data-driven organization that utilizes data to build up customer relationships and make better business decisions. With Things Solver Suite you can test and learn quickly. Learn not only what your customers want, but also learn best practices in the business, because Things Solver guys won’t let you out in the dark. They are always there for us to support, advise and deliver! As important as all before mentioned – working with you guys brings so much fun and joy!”

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Irena Radakovic
Head of CRM and Analytics
5 Star Rating

“Collaboration with Thing Solver is a comprehensive journey which leads from discovery to delivery. Their rapid adoption of the latest market trends and receptiveness to our needs, combined with friendly conversation, brought us added value in a relevant business context. Keep it up!”

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Telekom Srbija Logo
MTEL Germany Logo
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OTP Banka Logo
Remix Logo
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A1 Logo
Claro Logo
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